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San Diego

Since the early 1990s, California has experienced its fair share of financial problems, including expensive public works projects, unfulfilled pension promises and unemployment funds owing to the federal government. According to a task force estimate, California’s debt ranged anywhere from $167 billion to $335 billion, and the strain on the state’s finances is symbolic of the struggles that its residents face every day.

The cost of living in San Diego is 64% more than the national average while housing is a 178% above the national average. According to, you can expect to pay $3.70 for a gallon of gas in San Diego, which is 4.5% above the California average of $3.54 and 40% above the national average of $2.64. Such expenses can inevitably pose a strain on resident’s personal finances and they may need the help of a debt assistance program.    

American Consumer Credit Counseling is a nonprofit organization that offers credit counseling services, debt management services and financial education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help San Diego residents manage their credit card debt and gain financial peace of mind.

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.


1) San Diego residents have an average of $6,848 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a non-profit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education. Homepage Footer: American Consumer Credit Counseling (ACCC) is a non-profit credit counseling agency and debt consolidation company that provides help to anyone who is asking, "How do I get out of debt?" Our services include credit counseling, financial education, debt consolidation and debt reduction services for consumers nationwide. Our certified credit counselors have helped thousands of individuals and families find debt relief through debt management plans that consolidate debts and debt payments to pay off credit cards and eliminate debt. We also provide bankruptcy counseling and bankruptcy debtor education services, including pre bankruptcy credit counseling for a bankruptcy certificate.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member

ACCC San Diego:

350 10th Avenue, Suite 1000 San Diego, CA 92101
Phone: 619-344-2565