San Diego, CA

Since the early 1990s, California has experienced its fair share of financial problems, including expensive public works projects, unfulfilled pension promises, and unemployment funds owing to the federal government. According to a task force estimate, California’s debt ranged anywhere from $167 billion to $335 billion, and the strain on the state’s finances is symbolic of the struggles that its residents face every day.

The cost of living in San Diego is 64% more than the national average while housing is 178% above the national average. According to, you can expect to pay $3.70 for a gallon of gas in San Diego, which is 4.5% above the California average of $3.54 and 40% above the national average of $2.64. Such expenses can inevitably pose a strain on residents’ personal finances and they may need the help of a debt assistance program.

American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to helping people like you since 1991. We offer credit counseling, debt management services, and financial education to consumers all across the nation. With branches throughout the country and certification to operate in all 50 states, ACCC is here to support California residents in getting out of credit card debt and boosting their financial know-how.

Let us help you take control of your financial future!

Phone Counseling:

Join the ranks of thousands who have embarked on the journey to financial freedom. Our experienced counselors are ready to assist you every step of the way. With just a phone call, they will guide you through the entire process of setting up your personalized Debt Management Program. You’ll receive expert advice tailored to your unique situation, ensuring you have the support and knowledge needed to regain control of your finances.

Take the first step today and let our friendly and knowledgeable counselors help you achieve the financial peace you deserve.



Online Counseling:

If you prefer a more self-directed approach, ACCC has you covered with our online counseling services. You can start whenever it’s convenient for you and proceed at your own pace, making it easy to fit into your busy schedule. Just be sure to have your most recent bills and statements on hand to make the most of the experience. Our team is still here to support you if you need any assistance along the way!

  1. San Diego residents have an average of $6,848 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
Start Managing Your Debt with Confidence – Enrollment is Now Open!

Hours and location:

ACCC San Diego Address:

350 10th Avenue,
Suite 1000
San Diego, CA 92101


In-person counseling is by appointment only.  Please call us at the number below to schedule an appointment with a trained counselor.

Appointments are available during these times:

Monday through Friday 9am to 3 pm