San Diego

San Diego SealSince the early 1990s, California has experienced its fair share of financial problems, including expensive public works projects, unfulfilled pension promises, and unemployment funds owing to the federal government. According to a task force estimate, California’s debt ranged anywhere from $167 billion to $335 billion, and the strain on the state’s finances is symbolic of the struggles that its residents face every day.

The cost of living in San Diego is 64% more than the national average while housing is 178% above the national average. According to, you can expect to pay $3.70 for a gallon of gas in San Diego, which is 4.5% above the California average of $3.54 and 40% above the national average of $2.64. Such expenses can inevitably pose a strain on residents’ personal finances and they may need the help of a debt assistance program.

American Consumer Credit Counseling is a nonprofit organization that offers credit counseling services, debt management services, and financial education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help San Diego residents manage their credit card debt and gain financial peace of mind.


350 10th Avenue, Suite 1000 San Diego, CA 92101
Phone: 877-440-1773

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

San Diego office

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. San Diego residents have an average of $6,848 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
Click Here to Get Started