San Francisco, CA

Since the 1990s, California has had its share of financial problems, including unfulfilled pension promises, unemployment funds owing to the federal government, and expensive public works projects. According to a task force, California’s debt ranges from $167 billion to $335 billion, and its residents are not immune to the debt’s effects.

San Francisco is a beautiful city with picturesque Bay views and mild, pleasant weather. But this weather, culture, and quality of life all come at a high price. In San Francisco, the cost of living has affected the budgets of all of its residents. Cost of living in San Francisco is 51.9 percent higher than the national average and 15.8 percent greater than the California average. The median rent for a one-bedroom apartment in the Potrero Hill neighborhood is $3,186, while the average resident’s income, after taxes, is $4,272. Residents may need the help of a credit advisor or a debt management program.

American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to helping people like you since 1991. We offer credit counseling, debt management services, and financial education to consumers all across the nation. With branches throughout the country and certification to operate in all 50 states, ACCC is here to support California residents in getting out of credit card debt and boosting their financial know-how.

Let us help you take control of your financial future!

Phone Counseling:

Join the ranks of thousands who have embarked on the journey to financial freedom. Our experienced counselors are ready to assist you every step of the way. With just a phone call, they will guide you through the entire process of setting up your personalized Debt Management Program. You’ll receive expert advice tailored to your unique situation, ensuring you have the support and knowledge needed to regain control of your finances.

Take the first step today and let our friendly and knowledgeable counselors help you achieve the financial peace you deserve.



Online Counseling:

If you prefer a more self-directed approach, ACCC has you covered with our online counseling services. You can start whenever it’s convenient for you and proceed at your own pace, making it easy to fit into your busy schedule. Just be sure to have your most recent bills and statements on hand to make the most of the experience. Our team is still here to support you if you need any assistance along the way!

  1. San Francisco residents have an average of $4,937 in credit card debt.
  2. You can get a free credit counseling session.
  3. In most cases you can Pay off your debt within five years.
Start Managing Your Debt with Confidence – Enrollment is Now Open!

Hours and location:

ACCC San Francisco Address:

505 Montgomery Street,
10th & 11th Floor,
San Francisco, CA 94111


In-person counseling is by appointment only.  Please call us at the number below to schedule an appointment with a trained counselor.

Appointments are available during these times:

Monday through Friday 9am to 3 pm