San Francisco

San FranciscoSince the 1990s, California has had its share of financial problems, including unfulfilled pension promises, unemployment funds owing to the federal government, and expensive public works projects. According to a task force, California’s debt ranges from $167 billion to $335 billion, and its residents are not immune to the debt’s effects.

San Francisco is a beautiful city with picturesque Bay views and mild, pleasant weather. But this weather, culture, and quality of life all come at a high price. In San Francisco, the cost of living has affected the budgets of all of its residents. Cost of living in San Francisco is 51.9 percent higher than the national average and 15.8 percent greater than the California average. The median rent for a one-bedroom apartment in the Potrero Hill neighborhood is $3,186, while the average resident’s income, after taxes, is $4,272. Residents may need the help of a credit advisor or a debt management program.

American Consumer Credit Counseling is a nonprofit organization that offers consumer credit counseling services, debt management, and financial management education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help San Francisco residents manage their credit card debt and gain financial peace of mind.


505 Montgomery Street, 10th & 11th Floor, San Francisco, CA 94111

Phone: 877-440-1773

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

San Francisco office

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. San Francisco residents have an average of $4,937 in credit card debt.
  2. You can get a free credit counseling session.
  3. In most cases you can Pay off your debt within five years.
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