If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools

How To Disaster-Proof Your Finances

Natural disasters can occur at any time in any place. Whether it’s a hurricane, earthquake, tsunami, tornado, flood, fire, or something in between, the results can be overwhelming. You may already be equipped with batteries, flashlights, and bottled water to weather one of these disasters, but are you financially prepared for the aftermath? Before something happens, prepare!

Take Home Inventory

  • Go room by room and create a detailed inventory of all of your possessions (furniture, electronics, jewelry, appliances, art, etc.)
  • Use the same strategy outside for your outdoor furniture, landscaping, and even your cars and boats
  • Keep this inventory list in a safe place and update it every year
  • You can store your list online using a service like Dropbox so it can be accessed from any computer

Take photos or videos of your valuables to go along with your home inventory list. Include these photos with your written list of items to help you remember what you have in case they are lost or damaged.


  • Review your homeowners or renters insurance to see what is covered
  • Remove unnecessary coverage for things that do not threaten your home (floods, earthquakes, etc.)
  • Review your coverage amounts to make sure you’re keeping up with inflation
  • Make sure you are comfortable with your deductables if you have to pay those out of pocket

Store original papers like deeds and birth certificates in a safe deposit box at your bank. Keep copies in a water and fire-proof box at your home along with the key to the deposit box, some cash, a list of emergency contacts, and important financial and medical papers. 

Emergency Fund

  • In the event of a disaster, having 6 to 9 months of living expenses saved can make a big difference
  • First, track your spending each month to calculate how much you will need to save (bills, rent, groceries, etc.)
  • After all bills and necessities are paid, add whatever is left to a savings account until you have enough to cover 6 to 9 months of expenses

Add as much as you can to your emergency fund until it reaches your target amount. This should be an “untouchable” account reserved only for emergencies. Not your usual savings account.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/budgeting/budgeting-information/how-to-disaster-proof-your-finances
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=budgeting/budgeting-information&debt-resources=how-to-disaster-proof-your-finances
Loaded Template: single-debt-resources.php