If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools

How Much House Can You Afford?

Buying a house can be an overwhelming and intimidating process. If you’ve decided that homeownership makes sense for you financially and you’ve used this calculator to determine how much you can afford to spend on housing, it’s time to start the actual home buying process. For many, the first step in buying a home is securing a mortgage or other loan. To do this, your credit score or history must be in good shape because your credit score and credit card debts will have a significant impact on your ability to obtain a loan. Download ACCC’s free Understanding Credit Reports worksheet to learn more about what your credit score is, how it is calculated, and how to request a copy of your credit report. For tips on improving your credit score to apply for a mortgage, check out this blog post.

For more information and help with the home buying process, take our free home buying web seminar comprised of a series of nine lessons focused on the essentials of owning a home of your own. Each lesson is designed to discuss the individual elements of the home buying process. Start the web seminar here.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/financial-calculators/home-ownership/how-much-house-can-you-afford
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=financial-calculators/home-ownership&debt-resources=how-much-house-can-you-afford
Loaded Template: single-debt-resources.php