If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools

7 Financial Goals To Reach Before 2020

If you like our content, make sure to subscribe to our channel! 

With 2020 just around the corner, now is the perfect time for consumers to review their current finances before the new year starts.

  1. Review 2019 finances
    Look at your initial goals for the year and how they align with where they are now. Note any changes in financial factors, such as a change in income or expenses, and look at areas that could be improved.
  2. Check credit report carefully
    Check your credit report as the year comes to an end. Verify all the information is accurate, and if there are any mistakes, address it immediately.
  3. Set a budget
    Plan out how much you can spend on daily and monthly expenses. Limiting expenses, such as groceries and gas, will help you achieve your financial goals.
  4. Set realistic goals
    Set realistic short-term and long-term goals. It may be useful to open different accounts for those different goals.
  5. Revisit past financial plans
    You may have different financial goals or expenses than you did in the past, so it is important to rework your plans to ensure that they still make sense for your life stage.
  6. Clean up online subscriptions
    Make sure you aren’t being charged for memberships or subscriptions that you no longer use.
  7. Document everything
    Tracking spending and other financial behaviors can help you stay on track with your budget and goals. Use a spreadsheet or a journal to keep track.

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/videos/informational-videos/7-financial-goals-to-reach-before-2020
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/informational-videos&debt-resources=7-financial-goals-to-reach-before-2020
Loaded Template: single-debt-resources.php