Skip to Content
 COVID-19 Information from ACCC

7 Important Tips for Buying a Car

Getting a new car is very exciting, but many consumers understandably get anxious about the buying experience.
ACCC explains what consumers should know before buying a car:

1. Set a budget.

It is important to know what kind of deposit you can make, as well as what monthly payments you can afford.

2. Know your credit score.

Your credit score will determine the loans you qualify for.

3. Do your research.

Look at online reviews of dealerships to avoid a bad experience.

4. Compare prices.

Gather information not only from different dealerships, but from online services as well.

5. Decide if you want to buy new or used.

Used cars may be more affordable upfront, but may cost more in the long run due to maintenance and repairs.

6. Check in with your insurance company.

Sometimes changes in vehicles affect insurance rates.

7. Know when you can get the best deals.

Car dealers work on a month to month basis, so you may be able to get better deals at the end of the month.

American Consumer Credit Counseling (ACCC) is a non profit credit counseling agency offering services such as debt advice, debt consolidation programs, and consumer bankruptcy counseling. We have provided thousands of families with financial counseling and helped them with consolidating bills and paying off credit cards. For consumers in need of bankruptcy counseling, ACCC is approved by the Department of Justice to provide both pre bankruptcy credit counseling and post-bankruptcy debtor education.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member