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Money Management - Growing Your Money Tree


Dig In.

If you haven’t had much success, first you have to assess your past money moves.

Gardening starts from the ground up. Dig in to see your strengths and weaknesses.

Here are some steps you should take to give your money tree a fresh start:

  • Get all your debts, accounts and paperwork organized
  • Eliminate debt as quickly as possible
  • Drop unnecessary credit cards
  • Learn from your past mistakes


With your newly minted green thumb, it’s time to nourish your money tree and keep it growing.

This means taking care of your tree day-to-day. Let’s make sure you have the right tools and steps to take:

  • Create and follow a budget
  • Track & reduce spending
  • Start a savings plan
  • Set SMART goals


Finally, it’s time to harvest all your hard work. That means living a debt free life, retirement planning, managing your daily finances and more. Remember to do the following to defend your future harvests.

  • Protect your assets with insurance
  • Be mindful of identity theft
  • Go through regular financial Check-ups to make sure you are on track with your goals


American Consumer Credit Counseling (ACCC) is a non profit credit counseling agency offering services such as debt advice, debt consolidation programs, and consumer bankruptcy counseling. We have provided thousands of families with financial counseling and helped them with consolidating bills and paying off credit cards. For consumers in need of bankruptcy counseling, ACCC is approved by the Department of Justice to provide both pre bankruptcy credit counseling and post-bankruptcy debtor education.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member