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The Peach State boasts growth in a number of sectors, including tourism, agriculture, real estate, service and communications. Georgia headquarters 15 Fortune 500 companies and 26 Fortune 1000 companies, and also contains the world’s busiest airport. Georgia’s economy is so large that if it were a standalone country, it would be the 28th largest economy in the world.

However, Georgia is not without its share of problems. The per capita personal income puts Georgia at 39th in the nation. The state ranks 9th in the country for credit card debt, at an average of $5,343 per person. Many residents find themselves drowning in debt with many credit problems.

Luckily, ACCC has Georgia on its mind. We offer free accredited credit counseling, and provide debt assistance and financial counseling free of charge, and offer a debt management plan to qualified individuals. The credit counseling session and budget consultation are completely free of charge and callers are under no obligation.

Residents of Georgia can call our toll free number, or apply online through our online application.

Testimonials from Georgia clients

“I'm glad [ACCC's Debt Management Program] is available. I now know that my debt will be paid off in five years instead of 30+ years. Thanks for making that possible!”
-Brian D. 

"ACCC has been easy to work with, and has helped us create a plan. For that, we are forever grateful!”
-Dawn K. 

"This is an excellent program. I have peace of mind and know that I will be debt free at the appointed time. My payments are reasonable and the reduced interest rates have helped tremendously. I can't thank you enough.”
-Annette E.


1) The average Georgia resident has $5,343 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

For individuals and families trying to figure out how to pay off debts, American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, credit card reduction and consumer debt management services for consumers nationwide. Our certified credit counselors provide financial education for anyone wanting to learn how to get out of debt and how to eliminate credit card debt. As alternative to expensive debt restructuring services and credit card debt consolidation loans, our debt management plans are a kind of credit card relief program that have helped thousands of people pay down credit card debt by consolidating payments and reducing interest rates and finances charges. We also offer bankruptcy counseling, housing counseling and other financial education services for help getting out of debt.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member