Hawaii State FlagThe Aloha State is a tropical paradise unlike any other state in the union. The lush beaches and relaxed way of life have attracted tourists from all over the world, which has formed the foundation of the Hawaiian economy. The economy is also bolstered by food exports, like coffee and pineapple, and the US military base stations.

However, its isolation and quality of life have led to an extremely high cost of living. Hawaii has the highest home value of all states, which has led to the highest average mortgage balances as well. As a result, many Hawaiians find themselves struggling with credit problems and need help getting out of debt.

ACCC offers free credit consulting services and provides accredited credit counseling and debt advice free of charge. As one of the top approved credit counseling agencies, we offer a debt management plan to qualified individuals. The credit counseling session and budget consultation are completely free of charge and callers are under no obligation.

Residents of Hawaii can call our toll-free number, or apply online through our online application.

Testimonials from Hawaii clients

“When contacting ACCC’s agents they have always been very friendly. Thank you ACCC. I will always tell others in debt of the trust I have in your program!”

-Jennette Z.

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. Hawaii has the highest average mortgage balances in the country
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
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