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Often noted as a microcosm of the whole country, the Prairie State offers large metropolitan areas like Chicago, agricultural productivity, natural resources, and small industrial cities. Home to the Chicago Mercantile Exchange, Boeing, McDonald’s, and Motorola, the state’s gross state product is fifth in the nation. With a per capita income of $41,411, the income seems to skew higher – but there are still many people who struggle with debt. Illinois residents carry an average of $5,166 worth of credit card debt, and many need help with debts and debt assistance programs.

We offer free credit consulting services, debt assistance, and tips on credit card debt relief. ACCC also offers a debt management plan to qualified individuals. Residents of Illinois can call our toll free number, or apply online through our online application.

Testimonials from Illinois clients

“I never thought the day would come when I would be debt free. ACCC taught me the value of a dollar and to think rationally when it comes to spending it. Thank you ACCC!”

-Angela G. 

“I cannot overstate how helpful the Debt Management Program has been to my family. It is not easy, but I am thankful to be within a year of paying off our credit card debt.”
-Sally S.

 “I am so very thrilled to be able to have the help we do from ACCC. We've never felt stupid for asking any question, even when I ask it more than twice. I have never been made to feel irresponsible, wrong or bad in anyway during my time in this program. It's refreshing to be able to get direction and help with a matter such as this, without being made to feel like a failure.”

-Dawn M.


1) Illinois residents have an average of $5,166 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt reduction programs and debt relief services to help consumers nationwide figure out how to pay down debt and how to get out of debt quickly. Our professional credit counselors provide free credit counseling to help individuals and families find the right debt solutions to help with credit card debt and avoid debt in the future. Our debt management programs provide help with debts by consolidating payments on credit card debt and other unsecured loans, with credit card negotiation services to reduce credit card debt interest rates and finance charges, helping consumers to pay off debt more quickly.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member