ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


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About Us

New York

New York State FlagThe Empire State has one of the largest economies in the country – in fact, if it were an independent nation, New York would be the 16th largest economy in the world. A wide variety of industry includes banking, finance, tourism, agriculture, and manufacturing.

Though New York has a high per capita personal income and a longtime successful economy, its residents still deal with the same credit card debt problems as other Americans. The average New Yorker holds $4,952 worth of credit card debt, and may be in need of credit counseling advice.

ACCC offers free accredited credit counseling and debt management advice. We also offer a debt management program to qualified individuals. All callers and applicants receive free debt advice and financial counseling.

You access our counseling services via telephone or apply online through our online application.

Testimonials from New York clients

“I encourage everyone to take advantage of this opportunity to get out from under credit card debt. People seem surprised when I tell them we do not use credit, but it is surprisingly easy and helps with budgeting.”
-Cherice M.

“I didn’t realize how financially strained I was. If I didn’t make the phone call and get the advice and help I received when I did, I would be in a horrible downward spiral.”
-Melissa B.

“Since I’ve joined this program, I feel like a great weight has been lifted off of my shoulders. This is a very good program and something that a lot more people could benefit from.”
-Terrence A.

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. On average, New York residents have $4,952 worth of credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
Click Here to Get Started
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