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North Dakota

The Peace Garden State boasts the title of the fastest growing state in the U.S. by GDP, thanks to booming petroleum and technology sectors. Built on a foundation of agriculture, North Dakota’s industries have led to the lowest unemployment rate in the nation and a fairly high per capita income.

Unfortunately for its residents, having steady work opportunities is not enough to curtail spending and credit card debt. The average resident has $4,011 worth of credit card debt, and may need debt assistance.

We offer North Dakotans free financial counseling and debt management advice. We also offer a debt management plan to qualified individuals. Debt advice sessions are completely free of charge and callers are under no obligation.

Residents of North Dakota can call our toll free number, or apply online through our online application.

Testimonials from North Dakota clients

“Before speaking with the counselor, I felt overwhelmed by my debt situation. After, I felt a sense of hope and felt empowered. I truly appreciate the patience, kindness, and confidence that provided during our call. Your service is important, and what you do is a blessing!
-Wanda G.

"We have struggled for a long time. This was the first step to getting in control of our finances.”
-Genia C.


1) North Dakota residents have an average of $4,011 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years


American Consumer Credit Counseling (ACCC) is one of the top nonprofit debt consolidation companies in the U.S., with more than 22 years' experience helping individuals and families consolidate credit card debt and improve their credit management skills. If you're wondering "How does debt consolidation work?" and "How can I consolidate my bills?", we can provide you with debt consolidation information to show you exactly how we can help you consolidate debt without having to borrow money or pay steep fees. If you're considering bankruptcy, we are also one of the approved credit counseling agencies for issuing a pre-bankruptcy certificate as well as providing the post-bankruptcy credit counseling course.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member