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Credit Counseling

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Credit Counseling

Individuals facing financial difficulties experience very different situations. That’s why, when you contact ACCC, we will help you determine the best way to approach your situation, and provide you the best credit counseling service options possible.

When you contact our counseling center, professionally trained and certified counselors will help you evaluate:

  • Your current financial situation.
  • Provide you with a detailed review of your income, assets, and expenses.
  • Provide personalized options based on your goals, which may include social service referrals, educational materials and resources and a Debt Management Plan.
  • If the Debt Management Plan is your best option we will provide you with the complete program and details. If Debt Consolidation is right for you, we can provide details and next steps there as well

At the end of the counseling session, you will feel good knowing that there are options available and that you are not alone. ACCC is here to help and provide you the best debt solutions for you and your situation.

To discuss your particular needs, our debt management and credit counselors are available Monday –Thursday
9:00 am to 11:30 pm, Friday 9:00 am to 8:00 pm and Saturday 10:00 am – 6:00 pm. 

This is what others are saying about our credit counseling and debt management services:


This is an excellent service.  AJ was patient and explained every step.  He was great to work with.  He wasn't overly assertive and listened as we worked towards a plan.

Dwayne from CA


This has been an absolutely perfect experience for us.  We recommended you guys to our daughter and she just completed the signup process.  She was amazed at how uncomplicated it was.  It's always easy to reach someone when I call with a question.  5 Stars!

Lynette from CA


Catarina was very patient, professional, and efficient in clearly explaining everything.  The whole process was much easier than I expected.

Patricia from CT

Get Your Personal Debt Solution Plan

American Consumer Credit Counseling (ACCC) offers consumer credit solutions ranging from debt counseling and debt consolidation relief, to pre-bankruptcy counseling and post-bankruptcy debtor education. If you are seeking debt consolidation options, ACCC offers a simple and effective consolidation program that's more prudent and beneficial than a debt settlement solution or taking out loans for debt consolidation. For personalized credit counseling advice and to learn about the best way to consolidate debt, contact an ACCC credit advisor today.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member