Debt management programs at bakersfield California is offered by ACCC California’s financial struggles cast a long shadow, impacting residents across the state. While Bakersfield may not face the same exorbitant living costs as coastal cities, the weight of debt is a very real concern. A 2023 study by WalletHub placed Bakersfield 15th on their list of cities with the biggest credit card debt increase, with an average household carrying a staggering $14,596.

The high cost of living, coupled with stagnant wages, can quickly push Bakersfield residents towards credit card reliance. Housing costs continue to rise, with the median rent for a one-bedroom apartment exceeding $1,300. Despite the rising cost of living, California’s minimum wage remains at $16 per hour. This financial squeeze can force many to rely on credit cards to cover basic needs, leading to a potential debt spiral.

Fortunately, Bakersfield residents don’t have to face these challenges alone. American Consumer Credit Counseling (ACCC), a nonprofit credit counseling agency,  offer free credit counseling, debt management plans, and financial education programs. American Consumer Credit Counseling (ACCC) plays a vital role in providing financial relief and education to those facing the burden of debt. Through personalized credit counseling, debt management programs, and financial education, ACCC strives to assist residents of Bakersfield and beyond in navigating their financial challenges and moving towards stability.


4900 California Ave
Tower B, 2nd Floor
Bakersfield, CA 93309

Phone: 877-440-1773

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

American Consumer Credit Counseling Bakersfield CA location

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. California residents have an average of $6,952 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
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