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Houston is the largest city in the Southern United States. Houston houses more than 2.2 million residents and is a popular tourist destination. The economy of Houston is primarily based on the energy industry while health care, biomedical research, and aerospace also constitute large sectors of the city's economy.

However, consumer debt is a growing concern in this city. A new study by revealed that Houston has the fifth largest credit card debt in the US. Consumers residing in the Houston area take around 13 months and accrue $363 in interest on average when they pay off their credit card debt. These findings strongly suggest that consumers in the Houston area can benefit from help from a credit advisor by providing a financial review with possible debt relief options.

American Consumer Credit Counseling is a nonprofit organization that offers credit counseling services, debt management services, and financial education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help Houston residents get out of credit card debt and improve their financial knowledge.

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.


1) Houston residents have an average of $7,121 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling and debt reduction services for consumers with credit problems who want to know how to pay off credit cards and how to get out of debt. Our certified credit counselors have helped thousands of individuals and families nationwide pay off credit card balances and unsecured debt through credit card relief programs and credit card debt solutions. Our debt management plans provide a kind of personal debt consolidation strategy for help getting out of credit card debt, and we offer a wide variety of financial education services to consumers who need help getting out of debt and managing their finances more effectively.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member

ACCC Houston:

1001 Texas Ave, Suite 1400 Houston, TX 77002
Phone: 832-871-5038