Long Beach

long beach California ACCC office

Long Beach, California, is a vibrant city known for its waterfront attractions, diverse population, and cultural richness. However, like many areas in California, Long Beach residents face significant financial challenges, especially concerning credit card debt and the high cost of living.

California’s financial struggles, such as large public debt and costly infrastructure projects, reflect the broader economic pressures that its citizens endure daily. Long Beach, while unique, is not exempt from these challenges. The cost of living in Long Beach is substantially higher than the national average, driven by expensive housing and high utility costs. Long Beach residents face a median rent exceeding $1,800, which can be a significant portion of income. The cost of living in Long Beach is roughly 20% higher than the national average, while the minimum wage remains at $8 per hour. This financial squeeze can lead many to rely on credit cards, potentially leading to overwhelming debt.

This economic backdrop makes managing personal finances and debt a priority for many in Long Beach. According to LendingTree, the average credit card debt in California in 2024 is 5.4%, which is an increase of 5% or more from previous years. The average credit card balance in California is $6,222, which is higher than the national average of $5,733.

American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to providing consumer credit counseling services, debt management plans, and financial education to individuals across the United States. Certified to operate in all 50 states, ACCC is well-equipped to assist Long Beach residents in navigating their credit card debt challenges and working towards achieving financial stability.


145 W Broadway
Long Beach, CA 90802

Phone: 877-440-1773

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.

Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.

American Consumer Credit Counseling Long Beach, CA

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. California residents have an average of $6,222 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
Click Here to Get Started