If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Pay off Debts

Want to pay off debts completely?

Wouldn’t it feel great to pay off debts and live life debt-free? After all, owing lots of money not only weighs you down financially, it can be really stressful as well. When you pay off debts, you’ll have more money to spend or save each month, and you can stop worrying about how to meet all those monthly payments or whether you’ll be able to reach your financial goals.

The good news is that it’s possible to pay off debts completely – lots of people do every year. It takes patience and commitment, but paying off debts is an entirely achievable goal. Many people find it easier to pay off debts with help from a debt management service, and for tens of thousands of individuals and families, American Consumer Credit Counseling (ACCC) has provided the help they need to payoff credit card debt and learn how to get rid of debt completely.

Pay off debts – with help from ACCC.

ACCC is a non-profit organization dedicated to helping people find ways to pay off debt completely. With ACCC you can:

  • Save money as you pay off debts – we offer free credit counseling and our fees for help with credit card debt and other unsecured debts are among the lowest in the industry.
  • Get superior customer service – our professionally trained and independently certified credit counselors care deeply about helping people pay off debts and will work with you every step of the way.
  • Let us handle the details – when you enroll in our debt management plan, we take care of all the details so you can focus on other, more important things.
  • Learn more about how to manage money and how to reduce debt with the many free educational resources on our web site.

Solutions to pay off debts more quickly.

When our clients want to know how to get out of debt quickly, we often recommend a debt management plan. Under this arrangement, ACCC will consolidate your monthly debt payments – you’ll make one payment to us, and we’ll make payments to all of your creditors on your behalf. By simplifying your finances in this way, you’ll have an easier time keeping up with payments and you’ll reduce the stress of owing too much money. We’ll also work with your creditors to try to reduce your interest rates, lower finance charges, and eliminate or forgive late fees and over-limit fees to help save you money and pay off debts more quickly.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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