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Los Angeles

For the past few years, California has run into its share of financial problems, including unemployment funds owing to the federal government, unfulfilled pension promises, and expensive public works projects. A task force estimated that California’s debt ranged anywhere from $167 billion to $335 billion, and the strain on the state’s finances is symbolic of the struggles that its residents face every day.

For those living in Los Angeles, these struggles are all too real. The median rent for a studio apartment in Santa Monica is a whopping $2,010 a month. The average cost of living in LA is 27 percent higher than the national average, while the minimum wage in California is currently only $8 an hour. This puts a major strain on residents, who may need the help of a credit advisor or debt management program.

American Consumer Credit Counseling is a nonprofit organization that offers consumer credit counseling services, debt management, and financial management education to consumers nationwide. With branches in various parts of the country, as well as certification to do business in all 50 states, ACCC aims to help Los Angeles residents manage their credit card debt and gain financial peace of mind.

Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment


1) Los Angeles residents have an average of $6,632 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a nonprofit company that provides consumers with credit counseling, debt management services and other valuable financial information. ACCC's home buyers guide includes information about the home buying process, with advice for first time buyers and current homeowners alike. Consumers can take ACCC's home buying seminar online and on mobile devices, working at their own pace to complete the course. The home buyers course provides the certification required to qualify and close on certain housing loans, including federal mortgages programs for those buying a house for the first time. ACCC also provides reverse mortgage information that includes answers to questions like "What is reverse mortgage?" and "Do I qualify for a reverse mortgage?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member

ACCC Los Angeles:

633 West Fifth Street, 26th & 28th Floor Los Angeles, CA 90071
Phone: 213-533-4115