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Arizona’s economy used to rely on the five c’s: copper, cotton, cattle, citrus, and climate. With sights like the Grand Canyon, its climate and tourism is still a big draw, and it still produces roughly two-thirds of all U.S. copper. But like any other state, its residents can face the same credit problems that come when drowning in debt. The average Arizona resident carries $5,011 of credit card debt, ranking 19th in the nation.

Arizona residents in need of debt management solutions and with questions on how to eliminate debt are in luck – We offer Arizona residents help with consumer debt, credit problems, and also offer our debt management plan to qualified individuals.

Our certified credit counselors provide consumer credit counseling services to Arizona residents via telephone and the internet. You can call us directly, or contact us via online application. Your privacy is guaranteed.

Testimonials from some of our Arizona clients

“I am so thankful for the assistance of ACCC. Everything was explained clearly, the payments set were manageable, and the cost of the program makes it affordable to all who are in the same situation as I was. Its nonprofit status helps me know that all of the money and efforts go to support people who need them, like me!”
-Beverly M.

“ACCC assisted me during a difficult time in my life. Although I have a good income, I found that due to "life changes," the bills were stacking up faster than I could keep up. Your program helped me learn how to manage my finances more responsibly and I am very appreciative!”
-James F.

“My wife and I have had nothing but excellent experiences with ACCC and am so glad we decided to use you to help us get back on our feet. I so hope that others will do the same and use you all.”
-Nathan K.


1) The average Arizona resident holds $5,011 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a nonprofit company that provides consumers with free credit counseling and low-cost services. When considering debt settlement or credit card settlement services with a settlement company, consumers can consult with our highly trained counselors about debt settlement pros and cons, get details about the debt settlement process and learn how a debt settlement program can impact credit scores. We can also share information about the benefits of debt management vs debt consolidation vs debt settlement and explain how to settle debt most effectively. Consumers can also get answers to questions like “Does debt settlement affect your credit?” and “How bad is debt settlement for your credit if your settlement offer is not accepted?”

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member