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Wedding Ring Alternatives vs Traditional Rings

A traditional engagement or wedding ring can be a major drain on your finances and likely lead to credit card debt. Consider alternative materials for your wedding bands to save money while still having beautiful options.

Avoid debt with these wedding ring alternatives.

Avoid debt with these wedding ring alternatives.

3 Affordable Alternative Wedding Ring Options

As the style, culture and budgets change, more and more people are seeking unique wedding rings. Plus, platinum, gold and diamond prices are constantly changing based on the market. If you are currently in debt management, need to reduce wedding expenses, or just want something different for your loved one, take a look at these engagement and wedding ring alternatives.

Cheap Wedding Band Alternatives

One way to decrease expenses is to buy wedding bands made of a cheaper material than platinum or gold. Titanium is a lightweight metal that can be shiny like platinum and used mostly for men’s wedding rings. Searching online, I found titanium wedding bands costing anywhere from $20-200. Even if you only buy one ring in titanium, you will save hundreds of dollars compared to a gold or platinum one. This savings can help you make progress towards debt reduction.

Sterling silver is another metal that can be used in wedding rings instead of other metals. Sterling silver is very, very reasonable. Your options are wide open when it comes to sterling silver rings. However, this metal isn’t as hard as platinum, so you may need to have a few bands over the course of your marriage due to wear and tear. Still, the amount of a few sterling silver rings won’t add up to the cost of traditional wedding rings.

Tungsten and silicon are two other options for band materials.

Other Inexpensive Wedding Ring Options

Who said a diamond is a girl’s best friend? While they are beautiful and timeless, ladies are breaking away from this stone. Choosing a rock that best represents your partner might be their birthstone or a color that they love rather than a diamond. Diamonds can be very costly. Don’t let this standard leave you with too much consumer debt right before your wedding.

Finally, some couples are opting to have their wedding rings tattooed. This idea will last forever with little to no maintenance costs. While it’s not for everyone, it certainly is a way to keep costs low and have a meaningful symbol of love and commitment.

Now that you can see there are a few options to traditional weddings bands and settings, use this information to purchase the right ring for you, your partner and your wedding budget.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

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