When it comes to planning your future financially, it might be difficult to know where to begin. You don’t have to start completely from scratch! ACCC has a plethora of financial education materials, including various financial planning worksheets. Here area few worksheets to help you start managing your money!
Household Budgeting Worksheet
A budget is the cornerstone of financial health. Budgets don’t have to be complicated or intimidating. The purpose of a budget is to ensure you are not spending more money than you make every month. It should include all sources of income and all your expenses every month. If you’re spending more money than you’re making, you have two options. You can either find ways to make more money, or you can find areas of your budget to cut spending. You could do a combination of the two as well.
To get started, check out our household budgeting worksheet. This is the financial planning worksheet you should start with if you are just starting out!
Other Budgeting Worksheets
Another helpful financial planning worksheet that comes in handy at the start of the school year is our back to school budgeting worksheet. This worksheet can help you track how much you spend on clothes and school supplies for your children.
Our holiday budgeting worksheet can help you stick to your holiday spending budget. This worksheet takes into account all the factors that go into holiday spending, not just gifts. It includes travel expenses, gift wrap/cards, donations, party items, and more to give you a more complete budget.