If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Free Shipping Day

Thousands of people dash to the stores on Black Friday (and now also on Thanksgiving), while others patiently sit by their computer all day on Cyber Monday to score the best deals of the holiday season. You can get what you want while staying on budget.

Our credit counseling advice is to use Free Shipping Day to your advantage.

Our credit counseling advice is to use Free Shipping Day to your advantage.

But, did you know that Free Shipping Day beat Black Friday’s online spending 2 years in a row by over $250 million? Probably not.

Most people either forget about Free Shipping Day or do not know about it. Wednesday, December 18th is a one-day, online-shopping event when thousands of merchants offer free shipping with delivery by Christmas Eve.

Free Shipping Day falls at the tail-end of the shopping season, and with guaranteed shipping it is perfect for buying any last minute gifts or supplies.

It’s also a great way to save money when sending gifts to friends and family who live far away. Since it started in 2011, I wait until Free Shipping Day to send my family in Nevada their gifts (psst – don’t forget to check out our holiday shopping checklist!)

This year over 669 retailers have agreed to participate so far including big-name merchants such as Radio Shack, REI, Lord & Taylor, Harry & David, Neiman Marcus, Kay Jewelers, Express, Samsung, Modells, BlueFly, and many, many more.

Just because free shipping is offered doesn’t mean other discounts don’t apply, so don’t forget to look for coupon codes and discounts before checking out.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

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