ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Frugality Rules – What Works Most!

frugality rulesFollowing frugality rules can help your finances every step of the way. However, it is easier said than done! We thought it would be helpful for you to know some frugality rules we believe in in case you are living with the constant struggle to get out of debt.

Frugality Rules – What Works Most!

1. Do you really need all the TV channels?

Cable is one of those things we never use enough to actually justify the price we pay. The cable companies put together attractive packages for your entire home and a bunch of TV channels of some you don’t even know exist! So, don’t be scared to cut the cord and only stick to your actual needs.

2. Are you taking advantage of the cash-back offers?

In the rush of getting things done, sometimes we just use our debit cards. However, the cashback deals on credit cards are getting even more attractive these days. Some cards send you gift vouchers once you reach a certain level of points and the others let you add back the cash to your bill. On top of that, some credit cards get more special offers than the others. Every penny counts when you are trying to live by frugality rules. Therefore, maximizing these rules makes more sense when managing debt is a priority.

3. Look for Savings on Gas and Transportation

When you live by frugality rules you need to look for savings everywhere to work towards getting out of debt fast. Savings on gas and transportation has a lot to contribute to the cause. Look at carpooling options when possible and keep track of the lowest gas prices in your neighborhood. Drive with caution and maintain your car on time to avoid undue repairs. These may sound simple but adds up a lot to your savings.

4. Buying In and Out of Season

While food items are cheaper when bought in season, you can save a lot more buying clothes out of season. Targeting end of season sales and major holidays for your shopping can help you abide by your frugality rules! Food on the other hand works vice versa. Always shop the food in season to avoid hefty grocery bills.

 

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →

Dev Tool:

Request: blog/frugality-rules-what-works-most
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=frugality-rules-what-works-most
Loaded Template: single.php