Each month, American Consumer Credit Counseling invites consumers to participate in a poll focused on one central money-related theme. February is a great month to assess New Year’s resolutions and financial items in general. This month’s poll focuses on your credit card use. Managing credit card debt is one of the most challenging tasks in personal finances. Unfortunately, many find that their credit card use spiraled out of control. With careful monitoring and behavior adjustments, this can reversed. Finally, answer the February poll questions and see if your credit card habits are responsible or spiraling out of control.