The Centennial State has been consistently recognized as one of the best states for business. Per capita personal income is over $51,000, ranking Colorado at 11th in the nation. With a broad economy based on natural resources, technology, and agriculture, it has come a far way since its mid-19th century roots in mining and livestock. However, despite its flat income tax rate of 4.63 percent and low state sales tax (2.9 percent), its residents can still find themselves drowning in debt and needing help getting out of debt. In fact, Colorado ranks second in the nation for the highest average credit card debt per resident, at $5,625.
We provide residents of Colorado with assistance on how to manage debt through accredited credit counseling, and also offer our debt management plan to qualified individuals.
Our certified credit counselors provide Coloradans with consumer credit counseling services via telephone and the internet. You can call us directly, or apply online by filling out some general information on our online application. Your privacy is guaranteed.
Testimonials from Colorado clients
“It has only been a month, but my husband and I came up with a great cash-only plan. It feels good that we are heading in the right direction and there is an end in sight. We are even putting money away in savings. Your counselors are great and never made me feel terrible about my situation.”
“ACCC has been very helpful in regaining financial sanity in my life. I've been in the program for just over two years and went from barely being able to make minimum payments at usurious rates to be able to make extra payments – I should have all my credit card debt and the second mortgage paid off by the end of this year.”
“Your company has been a huge help to my credit and overall peace of mind. I would recommend you to anyone who is struggling with debtors.”
**The establishment of a DMP may adversely affect the individual's credit rating, and nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity including litigation.