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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt consolidation loan rates

Comparing debt consolidation loan rates?

If you are overwhelmed by debt and trying to find the best debt consolidation loan rates, you may also want to find debt consolidation assistance from a professional credit counselor.

Debt consolidation and other debt solutions don’t always provide the kind of relief from debt that you’d expect, even when you have the lowest debt consolidation loan rates. If you’re considering debt consolidation loans for bad credit, the debt consolidation loan rates available to you may be quite high, negating the advantages of debt consolidation.

A certified credit counselor can help you better understand debt consolidation options. Your counselor may also be able to offer ideas about other ways of settling your debt that are a better fit for your financial situation.

Get help with debt consolidation loan rates at ACCC

American Consumer Credit Counseling (ACCC) is a nonprofit organization with a mission to help individuals and families get out of debt for good. We offer free credit counseling sessions where you can meet with a highly trained credit counselor to review your financial situation and discuss all the strategies for reducing or eliminating your debt. Your ACCC counselor can talk you through the pros and cons of debt consolidation for credit cards and provide guidance as you choose the best debt relief solution for your financial goals.

Reducing debt without worrying about debt consolidation loan rates.

Rather than focusing on debt consolidation loan rates, your ACCC credit counselors may recommend other strategies for paying down your debt. For example, many of our clients choose debt management over debt consolidation. Under a debt management plan, we’ll work with you to set a budget you can live with while you pay down your debt. To simplify your finances, you can make one monthly payment to us and we’ll take charge of paying all your creditors. This makes it easier to stay on top of payments and lets us work directly with your creditors to seek a possible reduction in interest rates, and finance charges in order to help reduce the total amount you owe.

Learn more about debt consolidation loan rates at ACCC, and get answers to questions like “How do I pay off credit card bills more quickly?” and “How do I manage credit card debt more effectively?”

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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