If you have been struggling with credit problems or feel like you are drowning in debt, you may be considering debt consolidation or other debt solutions. If after filling out this debt consolidation calculator, you feel that it could be a viable option for you then it’s time to do some research.
The first step is to talk to a certified credit advisor. ACCC’s credit advisors are available by phone at 800-769-3571 Monday to Thursday from 9 am to 11:30 pm, Friday 9 am to 8 pm, and Saturday 10 am to 6 pm. When you call ACCC, a credit advisor will help you analyze your budget and overall financial situation including your income, assets, and expenses, and determine the best possible debt solution for you. To learn about a debt management program and how it can help you pay of debt, watch this quick video. For more information on how to manage debt and how to pay down debt, check out the Talking Cents blog’s posts about debt management here.