If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt Relief Assistance

Get debt relief assistance with American Consumer Credit Counseling.

If you’re struggling with your finances and looking for a way to pay off debt, consider debt relief assistance from American Consumer Credit Counseling (ACCC). We’re a nonprofit agency offering debt relief assistance services to individuals and families throughout the U.S. Over the past 23 years, our professional credit counselors have provided debt relief assistance to tens of thousands of people just like you. We’ll evaluate your situation to get a clear picture of your finances, and then explain all the options for debt relief assistance that are available to you. If your situation is right, we may recommend a debt management program that can help you eliminate credit card debt and other debt more quickly, usually within five years or less.

Best of all, we offer free credit counseling and affordable debt relief services with fees that are among the lowest in the industry. Contact us today for a free, no-obligation consultation where you can learn more about our debt relief assistance services.

Paying off debt is easier with the right debt relief assistance.

Paying off debt is easier with the right debt relief assistance.

Debt relief assistance through a debt management plan.

One of the most effective forms of debt relief assistance at ACCC is a debt management program. It works like a debt and bill consolidation plan, but doesn’t require you to take on new loans to pay off old debt. Under our debt management plan, rather than making multiple payments to each of your creditors every month, you’ll make a single payment to ACCC and we’ll pay your creditors on your behalf. This simplifies your finances and makes it easier to stay current with your monthly payments. It also gives us the chance to work on debt negotiation with your creditors to possibly reduce late fees, interest rates and over-limit charges, enabling you to find debt relief assistance even faster.

Why choose ACCC for debt relief assistance?

When you come to ACCC for debt relief assistance, you’ll be able to:

  • Eliminate debt more quickly – most of our clients are able to pay off their debt within five years or less.
  • Simplify your finances by making just one payment each month on your consolidated debt.
  • Learn about managing your money more effectively. We provide access to a broad range of educational material on things like creating budgets, building your savings, eliminating debt and living life debt-free.

Contact us today for your free, no-obligation consultation and to learn more about the debt relief assistance we provide to consumers like you.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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