If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

Credit Card Interest Calculator

Use this credit card interest calculator (a helpful debt resources tool) to see how much interest you will pay on your credit cards compared to what you can save on interest and pay off time with a debt management plan. Check out our other financial calculators, too.

Here are 5 reasons to speak with a credit counselor to learn how a debt management plan can help you.

  1. Receive a free credit counseling session
  2. Reduce your interest rates
  3. Prevent late and over the limit fees
  4. Pay off your debt in 5 years or less
  5. Consolidate your debt into one monthly payment
Call 800-769-3571 to speak with a counselor or fill out the form below.


Are you feeling overwhelmed by your credit card debt? ACCC’s Debt Management Plan may be your answer!

Our Debt Management Plan will help you consolidate your unsecured debt into one monthly payment and restructures your payments to be more affordable. A debt management plan:

  • Is designed to fit your budget
  • Will reduce your interest rate on most credit card accounts
  • Will reduce or eliminate the penalty fees
Get Your Debt Management Plan

Are you still not sure if a Debt Management Program is right for you? See what others are saying.

Everything was clear! I never had any trouble contacting staff, and everything went as planned. I am so thankful for the assistance of ACCC. Everything was explained clearly, the payments set were manageable, and the cost of the program makes it affordable to all who are in the same situation as I was. Its non-profit status helps me know that all of the money and efforts go to support people who need them, like me!

– Beverly from AZ

I really appreciate all that your company has done for me with my debt management. Your professionalism has been outstanding and I can’t say enough about the help you have given me. I am currently debt free and have been so since the day I completed your program. I would be more than happy to recommend your company to anyone with a similar issue as me. Thanks again for all that you do and have a wonderful day.

– Justin from FL

I’m very pleased to have lower interest rates and see an end to this credit game. Since I’ve joined the debt management program I’ve made big improvements on how I manage my money. I really like your company. It has made paying off my credit cards a reality. I really liked the counselor that received my first call; he was really good and informative. My counselor changed me for the better.

– Marjorie from TX

Get Your Debt Management Plan


The testimonials provided herein are unsolicited comments from clients, based upon their individual needs, concerns, and circumstances. These comments are provided for informational purposes only and should not be construed as a guarantee of similar results or experiences, as each individual’s circumstances will vary. Client comments are included for informational purposes only.


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