If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

A Debt Management Program – How It Works

If you like our content, make sure to subscribe to our channel! 

If you feel that you are drowning in debt, you might be wondering what exactly a debt management program is, how it works, and how it will help you get out of debt. When you call ACCC, a certified credit counselor will analyze your complete financial situation so you have the clearest possible understanding of your finances; it’s important to remember that each individual’s financial situation is unique and may require different debt solutions. After completing a budget counseling session, your counselor will help you determine if a debt management program is the best possible solution for you. Watch this quick video to learn the basics of how a debt management program can help you pay off your unsecured debt within five years (in most cases) and how to contact ACCC to take the next steps toward becoming debt free.

Are you drowning in debt?
American Consumer Credit Counseling is here to help!
How will a debt management program help me?

In most cases the debt management program will help you pay off your unsecured debt within 5 years by reducing interest rates, stopping late and over the limit fees and consolidating your debt into one easy monthly payment.

How do I get started? Just call American Consumer Credit Counseling
800.769.3571 and speak to a certified credit counselor today!

ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/videos/informational-videos/a-debt-management-program-how-it-works
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/informational-videos&debt-resources=a-debt-management-program-how-it-works
Loaded Template: single-debt-resources.php