If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit Card Relief Program

Get out of debt with a credit card relief program.

When you have more credit card debt than you can handle, a credit card relief program from American Consumer Credit Counseling (ACCC) may be the answer. A credit card relief program is designed for consumers who are having trouble paying off their credit cards. It’s a common problem for many individuals and families, especially after the recent financial crisis where many people were forced to use credit cards to cover living expenses and emergencies. Our credit card relief program provides you with a credit counselor who is highly experienced in credit card debt solutions and helping families out of debt. With more than 20 years of experience, we are a recognized leader in the credit counseling industry, and as a non-profit organization, our rates are among the most affordable in the industry. To learn more about our credit card relief program, call today to set up a free, no-obligation consultation.

credit card relief program

ACCC’s credit card relief program can help consumers pay off debt.

What is a credit card relief program?

In ACCC’s credit card relief program, you’ll first speak with a credit counselor to evaluate your financial picture. You’ll work with the counselor to set a workable budget that will allow you to pay off your cards more quickly – most of our clients are able to eliminate credit card debt within five years.

Our counselors may recommend a debt management program where you consolidate payments in order to simplify your finances. This involves combining all the payments you make on credit cards and other unsecured debts and enabling you instead to make one easy payment each month. You’ll pay ACCC directly and we’ll disburse funds to your creditors on your behalf. Our credit counselors will also work with your creditors to possibly reduce the interest rates on your cards, get relief on late charges and other fees and lower your monthly payment. With these credit reduction strategies, you’ll be able to save money while also reducing the amount of time it will take to pay your cards off.

Start your credit card relief program with ACCC today.

ACCC is an excellent choice for your credit card relief program. Working with our certified and highly experienced credit counselors, you can expect:

  • Greater savings – as a nonprofit, we are dedicated to keeping fees for credit card reduction services as low as possible.
  • More convenience – our counselors will handle virtually all the details for you, helping to ensure that you could say on track with your payments and reducing the stress of having too much debt.
  • Faster pay off – we are able to help most clients in our credit card relief programs pay off their cards within five years.
  • Confidentiality – All of your information is held in the strictest of confidence.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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