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Resources & Tools

How To Choose A Credit Card Wisely

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Are you among the 64% of Millennials without a Credit Card?

Opening a credit card is a big deal! Do your research and compare before you apply!

Use a credit card comparison tool to look for a credit card with:

  • No annual fee
  • Reasonable APR
  • Offers
  • Great Benefits

You already have a credit card? Ok, Then! How is your Credit Score looking? The higher the score the more likely you will be approved for a new card with better rates and rewards!

What types of rewards would be most beneficial to you?

  • Travel a lot for work or pleasure? Then, look into travel rewards cards to build points to use towards flights or hotels.
  • You can also look into cards that offer ‘cash back.’
    • With these cards, you receive a small amount of money, or ‘credit’ on your monthly statement, for each purchase made. Cash back can tally anywhere from one to five percent.

Keep an eye out for the annual Fees? Be aware of how much they are.

Tip: Read the fine print!

Pick the credit card that offers you the most value.

And don’t forget to pay your bill on time, every month!


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

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