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Tips to Tune-up Your Finances this Fall

 

The fall is an ideal time to review your finances so you can get ready for the holidays and the New Year. If you slipped up over the summer, now is the time to reevaluate your finances.

ACCC explains what to pay attention to when reviewing your finances this fall:

Budget – Take the time to create a budget if you don’t have one already. If you do have one, reevaluate the current one.

Credit – Check your credit score and credit report. If there are errors, dispute the inaccurate information.

Review Yearly Goals – Look back at your financial goals from the year and see if you have kept on track with them. If not, spend some time figuring out how to get back on track.

Retirement – Check your retirement savings and see how much you have saved. Determine if you can contribute more to your 401(k). If you don’t contribute to one, now is the time to start.

Evaluating Expenses – Take a look at your spending over the last couple of months and see if there are areas where you can cut back in order to save more.

American Consumer Credit Counseling (ACCC) is a leading source for personalized debt management advice and programs to consolidate your debt. If you are interested in consolidating debts, contact one of ACCC's credit advisors to learn how to consolidate bills without having to take a consolidation loan as would be suggested by some other debt relief agencies. As a Better Business Bureau accredited credit counseling agency, you can count on ACCC for fair and honest help with credit issues. We are also approved by the Department of Justice to provide pre-bankruptcy counseling and post-bankruptcy credit counseling courses.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member