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With a diverse economy and a number of major sports franchises, the Hoosier State has been largely successful economically, compared to its neighbors. Its focus on skilled manufacturing, pharmaceuticals, and agriculture has brought relative stability to the state while others in the Rust Belt and Corn Belt have suffered. However, its residents are not immune to the problems of credit card debt. The average Indiana resident holds $4,577 worth of credit card debt, and is in severe need of a debt reduction program.

ACCC, a nonprofit credit counseling company, offers debt advice and debt counseling free of charge to those who live in Indiana. We also offer a debt management plan to qualified individuals. The credit counseling session and budget consultation are completely free of charge and callers are under no obligation.

Please call our toll free number, or apply online through our online application.

Testimonials from Indiana clients

"ACCC was a godsend during a time when my financial management skills were non-existent. Thank you all so much for the wonderful work you do every day, especially for helping me learn the importance of effective money management and for giving me a second chance. "
-Erik K. 

"This consolidation has put me in a better place with my finances. It is truly a blessing to not have to stress about how I am going stay ahead of all that interest.”
-Greta S. 

"ACCC was our first and last call! The program itself is extremely helpful. We would have never been able to pay off our debt if ACCC did not help lower our interest rates!"
-Renee L. 


1) Indiana residents have an average of $4,577 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, financial education, debt relief consolidation and debt reduction services for consumers nationwide. We offer free credit counseling to help individuals and families learn how to pay down credit card debt and how to eliminate debt altogether. As an alternative to expensive unsecured debt consolidation programs for settling credit card debt, our debt management programs help consumers pay off debts and manage credit card debt more quickly by consolidating payments. We also offer debt negotiation services to help reduce finance charges and interest rates. And our financial education services show consumer how to manage money more effectively and how to get rid of credit card debt more quickly – usually in five years or less.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member