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With picturesque coastlines, a rural pace of life, and New England sensibilities, the Pine Tree State boasts a busy summer tourist season and a strong seafood industry. Exporting blueberries, potatoes, maple syrup, and other state specialties, Maine is also the home to a solid livestock industry. Unfortunately, its residents face an average of $4,797 worth of credit card debt and are often in need of debt assistance.

Through ACCC, Maine residents can receive free accredited credit counseling, as well as credit consulting services and debt management advice. We also offer a debt management plan to qualified individuals. Callers are under no obligation and the financial counseling is free. We will discuss your financial challenges with you, and help you make decisions that will get you back on the right track.

Please call our toll free number, or apply online through our online application.

Testimonials from Maine clients

"I was scared to call because I've heard negative things about credit counseling. After researching ACCC and talking with my counselor, I feel more relaxed about the process. I think with ACCC, I will be able to achieve my financial goals sooner than if I did it on my own.”
-Peggy N.

"I was so overwhelmed with our debt. I didn't know how to approach it. ACCC has helped our financial situation so much by reducing interest charges on some of our credit card accounts and by having an end in sight for the debt."
-Jennifer B.

"Looking forward to paying off our personal debt in three years! Feeling relief and less anxiety knowing a plan of action is in place.”
-Kristi B.


1) Maine residents have an average of $4,797 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a nonprofit agency that offers free credit counseling and low-cost financial services to consumers nationwide. Before consumers apply for debt settlement or make a debt settlement offer, our counselors can provide information about the pros and cons of settlement services and working with a debt settlement company. We can also discuss the advantages of bankruptcy vs settlement and consolidation and provide information about debt management as an alternative to credit card debt settlement. At ACCC, consumers can learn how to settle with credit card companies most successfully and explore a variety of options in addition to credit settlement. Our counselors can also answer questions like “What is a debt settlement program?” and “How does debt settlement affect your credit?”

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member