Skip to Content

Bankruptcy Counseling Certificates

ACCC is approved by the Department of Justice to provide the mandated pre-filing bankruptcy counseling session that will analyze your current financial condition to enable you and your legal counsel to make well-informed decisions. ACCC is also approved by the Department of Justice to provide the post-bankruptcy debtor education course that is necessary to have your bankruptcy discharged. 

5 Reasons to use ACCC

  1. Approved* by Executive Office for U.S. Trustees (EOUST) to provide the required counseling
  2. Easy to follow on-demand financial counseling at your convenience
  3. Quick Certificate Turnaround
  4. We call your attorney to make sure they receive your certificate - so you don't have to worry!
  5. Better Business Bureau (BBB) A+ Rating in business since 1991 

Bkpre Start Here           Bkpost Start Here

     Already signed up for Pre- Bankruptcy?                      Already signed up for Post-Bankruptcy? 
     Click here to login                                                              Click here to login  

              Attorney Portal Horizontal                                         

*ACCC is not licensed in the state of Oregon for counseling. To find agencies approved in Oregon, visit the United States Department of Justice website.

Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.

American Consumer Credit Counseling (ACCC) is a non-profit organization providing free credit counseling, low-cost debt management services and homebuyer education to first time house buyers as well as those re-entering the housing market. Available on desktops, laptops and mobile devices, ACCC's online home buyer course provides help for first time buyers and the certification required to close on certain loans. ACCC's online home buyers course provides everything buyers need to know about purchasing a home – from working with realtors to preparing for closing. In addition to a first home buyers course, ACCC also offers counseling for consumers considering reverse mortgage solutions, with information about qualifying for a reverse mortgage and answers to questions like "How do reverse mortgages work?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member