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Debt Management

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Debt Management Program

If you're seeking credit card relief, ACCC’s debt management program can help. A debt management program provides a unique way of eliminating credit card debt and is individually designed to meet your specific financial situation. If you are looking for to consolidate your debts, you may find relief through ACCC's debt management program. Our professionally trained and independently certified counselors will:

  • Evaluate your financial situation
  • Assist you in creating a budget to focus your finances and help with a debt management plan.
  • And work with creditors for a possible reduction in finance charges, late fees and/or over-limit charges, monthly payments and time to pay off debt.

Get Your Debt Management Plan

Are you still not sure if a Debt Management Program is right for you?  See what others are saying. 

This program has changed our lives. We are so thankful for the opportunity to have help in taking control of our debt. Excellent customer service, convenient hours, friendly representatives! Fantastic Debt Management Program that has made a huge difference in our financial stability. Thank you!

- Marianne F from UT

 I wasn’t sure how I could handle my debt without getting a higher paying job (not an easy option), and I felt so much relief after entering the program.

- Katherine M of NC

 I felt like (ACCC) listened to my particular situation and definitely reduced interest rates and the accumulation of fees relating to those interest rates.

- Joseph K of OR

 ACCC took me from feeling like my debt was impossible to tackle to manageable, step-by-step.  I was initially embarrassed to have so much debt and didn't want to call on anyone for help.  I assumed people would judge me for having so much debt and that it was my fault for letting it get out of control.  But, from the minute I called ACCC, they put me at ease, told me it's doable, and most importantly did not judge me or make me feel ashamed of my situation.

- Palak R of NJ

Your company has drastically improved our awareness of money management and budgeting.  The payments have helped save our dependence on creditors as well as our peace of mind!

- Amelia C of OH

Get Your Debt Management Plan


 The testimonials provided herein are unsolicited comments from clients, based upon their individual needs, concerns, and circumstances. These comments are provided for informational purposes only and should not be construed as a guarantee of similar results or experiences, as each individual's circumstances will vary. Client comments are included for informational purposes only.


One of America's leading nonprofit debt consolidation companies, American Consumer Credit Counseling (ACCC) provides credit consulting services and debt management solutions to consumers who are struggling with credit card bills and other types of unsecured debt. Unlike some debt relief companies, we can help you consolidate your credit without having to take a credit consolidation loan. If you're wondering how to consolidate debt in the more prudent, effective way, contact us for a free consultation with one of ACCC's consolidation counselors. Be sure to check out our debt consolidation reviews to hear from our customers what makes ACCC such a trusted and effective debt consolidation company.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member