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 COVID-19 Information from ACCC

Pre-Purchase Housing Services

As an approved HUD housing counseling agency, ACCC provides pre-purchase housing counseling sessions and workshops to consumers. Our goal is to facilitate personal economic empowerment and community stability through homeownership and/or home management. ACCC provides consumers access to information, resources, and tools that help them achieve their housing goals.

Pre-purchase counseling addresses issues that may prevent or delay affordable mortgage financing while offering specific steps to help clients achieve homeownership. Additionally, the counseling session also helps consumers understand how to avoid potential problems that may impact their future home stability.

The counseling session includes an in-depth review of a consumer’s financial profile, which consists of income, expenses, debt, and credit, with a personalized plan that illustrates current affordability. The session will also include how to save for a down payment and how to review and manage their credit reports that are vital in the home buying process. The counselor will also review the requirements for home buying programs, pros and cons of various types of loans, and predatory lending.

American Consumer Credit Counseling is a non-profit credit counseling and debt relief company dedicated to helping consumers with solutions for paying off credit card debt and eliminating debt for good. We offer free credit counseling and low-cost debt management services that can help pay off unsecured credit card debt quickly – usually within five years or less. After reviewing a client’s financial situation, our counselors discuss all the possibilities for finding unsecured debt relief. We can offer debt consolidation advice, explain how debt negotiation works, or discuss the pros and cons of debt settlement solutions vs. credit card consolidation offers. We can also enroll consumers in a low-cost debt management plan, one of the most effective methods for anyone who wants to know how to pay off credit cards fast. And we can provide the pre-bankruptcy credit counseling certification and post-bankruptcy debtor education required by the courts in bankruptcy cases.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member