Skip to Content

Rhode Island

The smallest state with the longest name (technically, the name is State of Rhode Island and Providence Plantations), the Ocean State’s economy was built on textile mills and fishing, as well as toolmaking and silverware. In recent times, the diverse economy has grown to include health services and tourism, with its picturesque beaches and storied history.

Unfortunately, unemployment rates are high in Rhode Island, and taxes are notably high as well. The average resident has $5,102 worth of credit card debt, and these credit problems need addressing.

Residents of Rhode Island can call and receive free credit counseling, budgeting advice, and free financial education materials and guidance. There is no obligation to the credit counseling or budget consultation. Sessions are completely free of charge. Callers will be presented with solutions to solve their debt problems and a counselor will help you create a workable budget.

We also offer a debt management plan to qualified individuals.

Residents of Rhode Island can call our toll free number, or apply online through our online application.

Testimonials from Rhode Island clients

"I now have monthly payments and a budget that will help me pay off my credit card debt. The initial interview and budgeting session were long, but at the end I had some peace of mind and was very grateful that I contacted ACCC."
-Catherine M.

"I was very happy with my experience, and have already recommended the service to friends that are struggling. I am looking forward to implementing and utilizing all of the plans that we set forth. Most of all, I am looking forward to getting back on track financially and feel that without ACCC, I would have never found my way.”
-Cassie D.

"Now that I am finished with the program and even ahead of schedule, my life is much better off than [when] I had started. I have a baby and can fully manage my financial life and not through a credit card. With the finances under control, everything else falls into place. "
-Desiree B.


1) Rhode Island residents have an average of $5,102 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years


American Consumer Credit Counseling (ACCC) is a nonprofit agency providing free credit counseling and credit card debt counseling as well as low-cost financial counseling services for individuals and families carrying too much debt. Consumers can work with a certified and highly trained credit counselor or debt consultant to understand their financial situation, consider ways of consolidating credit card debt and make a plan to get out of debt for good. Our debt management services provide debt consolidation help and consolidated debt relief by consolidating payments rather than loans. We offer lots of information about credit counseling online, as well as information about the pros and cons of a debt settlement agreement. We also provide bankruptcy counseling and information about life after bankruptcy.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member