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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.
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Credit counseling helps you start the year with a plan by transforming vague financial resolutions into a concrete, actionable roadmap. By partnering with a certified credit counselor, you gain a structured budget, a clear understanding of your debt-to-income ratio, and … Read More »
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to … Read More »
Key Takeaways: You don’t need to borrow more money to get out of debt. Alternatives like budgeting, prioritizing debts, negotiating with creditors, and seeking nonprofit credit counseling can be more effective. Household debt reached $18.59 trillion in Q3 2025making structured, … Read More »
Key Takeaways A Debt Management Plan is a structured repayment program designed to help individuals consolidate and pay off unsecured debts A Debt Management Plan (DMP) might be right for you if you recognize yourself in any of these situations: … Read More »
Key Takeaways First responders’ financial challenges: First responders often face unique financial stressors due to unpredictable schedules, inadequate overtime compensation, and high living costs. These can lead to significant debt challenges. Common types of debt: First responders frequently encounter student … Read More »
Consumer debt is a growing concern affecting millions of individuals across the globe. Did you know the average consumer debt for Americans is around $105,000? (Source: Experian)It can stem from a variety of factors, ranging from unexpected emergencies like medical … Read More »
Key Takeaways: Credit card debt reduces disposable household income Debt delays consumers’ ability to build wealth Credit card debt impacts physical and emotional health High credit card debt can put excessive strain on personal relationships High consumer debt impacts the … Read More »
Key Takeaways Focus on essential needs like food, housing, and utilities while reducing unnecessary purchases. Establish a structured budget to prioritize needs vs wants and stick to it. Consider community resources and government assistance that provide help with food, housing, … Read More »
Key Takeaways Understand your Debt: Debt from credit cards, loans, or medical bills can feel overwhelming. Recognizing its commonality is the first step in tackling it. Assess Your Finances: List all debts, including amounts and interest rates. Identify budget areas … Read More »
Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.
