The debt management program is individually designed to provide you with a unique solution for your financial situation. Professionally trained and independently certified counselors will:

• Evaluate your financial situation
• Assist you in creating a budget to help manage your finances and debt.
• And work with creditors for a possible reduction in: finance charges, late fees and/or over-limit charges, monthly payments and time to pay off debt.

Our debt management program helps you simplify your monthly unsecured debt obligations. Unsecured debt is any debt not tied to an asset. Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans. Once enrolled into a debt management program we will consolidate your payments and disburse to your creditors on your behalf.

ACCC is a non-profit organization, dedicated to helping people regain control of their finances and plan for a debt free future. Since we are a non-profit organization, our goal is simple… Helping individuals and families better their lives by taking control of their debt.  Our debt management program is effective, and provides results you can count on.

Our Professional debt management counselors are available weekdays, evenings and weekends. Call to speak with a certified counselor to help you determine if a debt management program is right for you, or begin online. To learn what the benefits of the debt management program are click on program benefits.

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