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The following is a conversation that took place this afternoon (at American Consumer Credit Counseling – a nonprofit credit counseling agency that helps consumers get out of debt!) while I was temporarily displaced from my usual workspace. Scene: Julie sits … Read More »
Humans are given a finite amount of time and energy. These days, most people in the US have developed a habit of frayed focus, which dilutes both time and energy. While watching Grey’s Anatomy on Hulu you can also be … Read More »
Thank goodness for February! Now I can turn off the guilt that’s been plaguing me these last two weeks. Although I made a sort of valiant attempt at ending the month of tracking spending strong and with complete data, that lasted … Read More »
Our credit counseling advice is to always be careful about good “deals.” Last night I almost bought a cruise package for next weekend. I get frequent flier email offers from many airlines, and an intriguing one popped into my inbox … Read More »
This is a series following my experience tracking my expenses through January. I’m exploring this cash flow management technique with an eye towards what it feels like to write down every single time I spend money. It’s not that people … Read More »
I hate tracking things. I’m terrible at it. The terrible stems from the hating part. I actually feel a bit reviled right now just thinking of tracking myself on anything. I’ve tried to track my eating habits before because up … Read More »
I just paid the public library back $35 in late fees. And I have a bunch of books out right now draining quarters out of my pocket in late fees as I type this. Have you ever over drafted because … Read More »
Call it what you will: retail therapy, a “high” felt after making a purchase, a droplet of normalcy into the bucket of hard times, but people tend to buy things when they’re feeling uneasy. Our debt counselors realize this happens. … Read More »
Well it’s harvest time here in New England and, as usual, my friends and I are starting to figure out what we are sharing. Sharing food can help cut down on groceries, which is great for staying on track with … Read More »
