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4 Cheap, Last Minute Labor Day Ideas

If this summer feels like it flew by and Labor Day snuck up on you, don’t worry! While most big trips require planning weeks in advance, you can still take a mini-vacation this weekend without wrecking your budget or increasing your credit card debt. Here are a few tips for cheap, last minute Labor Day ideas!

Labor Day travel doesn't have to lead to credit card debt

Last-minute Labor Day travel plans shouldn’t be a reason to accumulate credit card debt.

Cheap, Last Minute Labor Day Ideas

Enjoy a “Staycation”

You don’t even have to travel out of state to have a good time this Labor Day weekend! A staycation can be just as fun as a trip somewhere new. Check out free events happening in your city. Many cities offer free entertainment at parks or libraries, such as Shakespeare in the park or jazz band concerts. If you’re an art lover, see if your local art museum has any new exhibitions by new artists. Maybe you’re lucky enough to live somewhere that has nice weather and hiking trails or beaches nearby. Take full advantage of it while you can!

Go on an In-State Road Trip

If you really want to travel somewhere, but you waited too long to buy plane tickets or a plan a big trip this Labor Day, a road trip is always a good option. You don’t even have to go far, especially if you want to save money on gas. You can stay in your state (or region if you live in New England where the states are pretty small!) and find plenty of fun things to do! Check out websites like Only in Your State to find interesting road trip ideas and destinations in your state. If you want to save on the cost of hotels, just make it a day trip so you don’t have to spend extra money to stay overnight. This will help you stay on budget if you’re working on debt management.

Have a Barbecue with Friends and Family

Celebrate the last bit of summer by hosting a barbecue and inviting your friends and family. To save money, make it a potluck so you don’t get stuck buying all the food for everyone. Keep it simple – burgers, hot dogs, a few side dishes, and a dessert. It doesn’t have to be anything fancy or expensive! Why spend money to travel somewhere far away when you can spend quality time with your friends and family at home?

Catch up on Reading or TV Shows

Life gets busy, so it’s good to take some time to relax. Who ways you have to go anywhere or do anything for Labor Day anyway? Take the long weekend to finally read that book you’ve been meaning to get around to, or finishing that TV series you forgot about. It’s definitely the cheapest way to spend your weekend! No worrying about plane tickets, gas, or the cost of hosting a get-together.

Final Tips on Last Minute Labor Day Ideas

You don’t have to go into debt to have a fun Labor Day getaway! Whenever you’re planning a trip or a fun weekend at home, keep in mind that it should fit into your budget. It’s not worth racking up credit card debt over one holiday weekend. Remember your long-term financial goals, but don’t forget to have fun!

If you’re struggling to pay off credit card debt, ACCC can help. Sign up for a free credit counseling session with us today.


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

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