If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit Card Debt Relief

Need credit card debt relief?

If you’re carrying high balances on your credit cards and are seeking some kind of credit card debt relief, American Consumer Credit Counseling (ACCC) can help. Since 1991, our non-profit agency has been providing debt solutions for people just like you. Our professional credit counselors have helped tens of thousands of people with credit counseling, debt management and credit card debt relief. Our debt reduction services can help you pay off your debt faster, usually within five years. Furthermore, as a non-profit agency, our fee structure is the lowest in the debt relief industry.

To get credit card debt relief and take the first step toward a debt-free future, contact us today to schedule a free consultation with one of our professionally trained and certified debt relief counselors.

The steps to credit card debt relief.

Credit card debt is a significant problem for many Americans. In the wake of the recent financial crisis, many people have watched their credit card debt rise as they struggle to stay afloat financially. At ACCC we specialize in providing solutions and tools to help with debts, showing people just like you how to find credit card debt relief – and how to get out of debt for good.

The first step to credit card debt relief is contact an ACCC credit counselor, who will evaluate your finances and get a clear picture of your debt, as well as your income and monthly expenses. Then they’ll work with you to make a plan and to help you create a budget that you can live with while paying down your debt.

Depending on your situation, your counselor may recommend a debt and bill consolidation program that consolidates all your unsecured debts, enabling you to make just one payment each month to ACCC, and we’ll make payments on your behalf to your creditors.. We’ll also work with your creditors for possible reductions in interest rates on your credit card debt, elimination of late fees and over-limit charges, and to reduce the amount of time it will take to pay off your debt.

Why choose ACCC for credit card debt relief?

When you work with ACCC on credit card debt relief, you will be able to:

  • Save money – our rates are among the lowest in the industry, and we’ll work to help you save even more money through reduced interest rates and fees on your credit card debt.
  • Get debt relief faster – in most cases, our clients are able to pay off their debt within five years.
  • Reduce the stress of debt – making a plan to pay off your credit cards and having just one monthly payment can take a lot of the worry and stress out of owing money.
  • Use our educational resources to learn more about managing your money, creating budgets, avoiding debt and getting answers to questions like “What are credit card debt consolidation loans?” and “How can I improve my credit score?”
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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