If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Free Summer Fun Ideas From Pinterest

That’s right. I said free. With school out for the summer, the kids will need something to do. And the budget doesn’t change, so what’s the solution? Pinterest! Here are 10 totally free summer fun ideas from Pinterest to keep your budget on track.

If you're paying off debt, check out these free summer fun ideas.

If you’re paying off debt, check out these free summer fun ideas.

10 Free Summer Fun Ideas from Pinterest

  1. Scavenger Hunt
  2. Chalk Art Show 
  3. Make Ice Cream
  4. Write a Play
  5. Dinosaur Hunt
  6. Backyard Camping
  7. Car Wash
  8. Make Jelly
  9. Help Your Teen Get a Job!
  10. Hiking

How to Stay Motivated While Eliminating Credit Card Debt

Make a record or visual of your debt management progress. Even if you are the only one who sees it, keep track of how much you have paid back. A visual representation can be a great motivator, even when it feels like you are stuck in a rut. Use a pad of paper, create an Excel sheet, or use the notepad in your phone to record how much progress you are making. Progress is progress!

Additionally, you can talk to a family member or friend. Keeping your thoughts bottled inside is not healthy. Discuss the struggles of your debt management process and get reassurance. Having a support system is so important to not feel so alone with your finances. Sometimes all you need to stay motivated during debt management is understanding and a word of encouragement.

Finally, think about your goals. Think of the goals you have set up for yourself and how badly you want to achieve them. Keep your goals in mind as motivation in the day-to-day hustle. If it helps, keep your goals in a visible spot in your house, car, or even your wallet for an extra push in staying motivated to become debt free.

While these free activities can be simple, every time you don’t spend money helps. You and your family can still enjoy summer without overspending AND pay off debts.

If you struggle to pay off debt, ACCC can help. Sign up for a free credit counseling session today. 


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

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