If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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How To Get Rid Of Debt – Tips And Tricks

“How do I get rid of debt?” is a question that many consumers with too much credit card debt are asking today. Many people find it difficult to manage their finances and pay off debts; many feel they just don’t know how to get rid of debt. This post is dedicated to showing you how American Consumer Credit Counseling can help you get rid of debt.

ACCC can help you learn how to get rid of debt.

ACCC can help you learn how to get rid of debt.

How to Get Rid of Debt in Three Steps

When you need help with getting rid of credit card debt, ACCC will show you a three-step process of how to get rid of debt:

  • Evaluation – This is a complete analysis of your financial situation. Here we take a look at your debts and expenses as well as your income and assets.
  • Budget – We’ll help you to develop a budget that you can live with. It will let you put aside some funds each month to pay down your debt.
  • Plan – Depending on your needs, we can show you a debt management program tailored to you. A debt management plan can be an excellent strategy. It is a means to pay down your debt without taking on a new loan.

How a Debt Management Plan Can Help You Get Rid of Debt

In a debt management program from ACCC, you’ll consolidate all the payments that you’re making to creditors to a single payment. We’ll disburse funds to your creditors on your behalf. ACCC work with them to secure possible reductions in interest rates, finance charges, late fees and over-limit fees. These reductions will save you money and help you get rid of debt more quickly. With just one payment to make each month, you’ll find managing your finances to be much simpler and less stressful.

Our credit counselors can tell you much more about how our debt management program works and about other solutions for how to pay off credit cards and avoid more debt.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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