If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Financial Tips for Military Members

As part of National Military Appreciation Month, our Tuesday Tip this week is for military members! To all military members and their families, we appreciate you! Your sacrifices do not go unnoticed. As a non profit credit counseling agency, ACCC would like to share some financial tips for military members to making saving money a little easier.

If you need tips for paying off debt, contact ACCC.

If you need tips for paying off debt, contact ACCC.

Financial Tips for Military Members

  1. Do a majority of your grocery shopping at the commissary.

    You can’t beat the low prices of groceries at the commissary. According to the Defense Commissary Agency, you can save 23.7 percent by using commissaries as opposed to regular grocery stores. Plus, if you live on base, the commissary is probably more convenient anyway!

  2. Minimize possessions.

    I was a military brat (and a pack rat), so I know firsthand that moving with too many things can be a headache. It’s so easy to buy unnecessary things and let them accumulate, but you can save money and space by living a more minimalist lifestyle. Before you buy new clothes, furniture, or other items, ask yourself two questions: “Do I really need this?” and “Do I really want to pack this when we move?”

  3. Save for retirement. 

    Military retirement pay is great if you’ve completed 20 years of service, but you should still be investing in a retirement plan. Many military members will not serve for 20 years so they will not get a pension. For the ones that do, the pension will likely not be enough to support you and your family, so you shouldn’t rely on that too much after retirement. This is why it’s important to start saving for retirement as early as you possibly can. The government’s Thrift Saving Plan is similar to a 401(k), so this is a good place to start. You should also open up a Roth IRA account if you haven’t already since you will not be taxed when you withdraw from it.

  4. Use military discounts whenever you can. 

    There are TONS of military discounts out there, so use them! You can get discounts at restaurants, retails stores, cars, travel and more. In fact, I recently went to the Isabella Stewart Gardner Museum in Boston with my boyfriend, who is a veteran, and we were able to get in for free.

Military life can be tough, but saving money and achieving financial freedom doesn’t have to be!

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/money-tips-for-military-members
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=money-tips-for-military-members
Loaded Template: single.php