If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested for us to call you.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Protect Your Child’s Identity

On top of consumer debt and your other financial obligations, protecting your family’s identity should be a priority. More often than you realize, your child’s personal information is used to commit fraud. And it’s just as easily as if it were an adult’s identity. So, what steps can you take to protect your child’s identity? How will you know if their identity has been compromised?

protect your child's identity

Protect Your Child’s Identity – Steps to Take

An identity thief can use your child’s social security number to commit numerous fraudulent activities. These include opening bank and credit card accounts, applying for government benefits, applying for a loan, opening utility service accounts, and even buying a home. But how can you protect your child’s identity from fraud?

These steps should not be any different from what you would do to protect your identity.

  • Never give out your child’s SSN unless you trust the organization
  • Use different identifying information whenever possible
  • Use only the last four digits of their SSN whenever possible
  • Store all identifying documents and information in a safe place at home
  • Shred any identifying information before disposal

Protect Your Child’s Identity – Warning Signs to Look Out For

  • Check with the credit reporting agencies (www.AnnualCreditReport.com) to see if there is a credit report under your child’s name or social security number. This is a sign that someone is using their information to commit fraud.
  • If your child is turned down for government services because their name/info is already on another account.
  • Your child receives notices from the IRS for tax-related issues.
  • If your child receives calls or bills from creditors or collection agencies for unpaid debts.

Managing debt is a crucial process in your financial life. Identity theft makes it more difficult. Therefore, take the necessary steps to protect your child’s identity as well as your own before anything can happen.


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →

Dev Tool:

Request: blog/protect-your-childs-identity
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=protect-your-childs-identity
Loaded Template: single.php