If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Quick and Easy Home Weatherization Projects

So far in this weatherization series, we have discussed exterior and interior projects and the financial incentives of energy efficiency programs. This week we will focus on some quick and easy home weatherization projects that can help you stay warm this winter and lower utility bills. Eventually, that money can be better spent on things like paying off credit card debt or adding to your savings. Let’s hear a few tips from Bob Vila to get your home or apartment ready for winter!

ACCC hopes these home weatherization projects help!

ACCC hopes these home weatherization projects help!

Save Money with Quick and Easy Weatherization Projects

Check for drafts around windows and doors. Don’t let your heat switch places with a cold draft. Make sure seams are all sealed up and weather stripping is in place. Caulk inside and out, where necessary, to keep heat from escaping. Similarly, inspect windows for cracks, broken glass, or gaps and repair if needed. This should be quick to diagnose and easy to finish with just a few tools and materials.

Dress your house in winter gear. Replace all screen doors with storm doors, and replace all window screens with storm windows. You probably already have the storm doors and windows on site for another quick and easy weatherization fix. The extra layers of glass, metal and wood will help to ensure that you are not losing heat through these areas and money along with it. It will take less to keep your home at a comfortable temperature, lowering your utility bills. This will give your household budget more breathing room.

Make sure to utilize your programmable thermostat. According to Energy.gov, “By turning your thermostat back 10° to 15° for 8 hours, you can save 5% to 15% a year on your heating bill- a savings of as much as 1% for each degree if the setback period is eight hours long.” Dust off those instructions and put it to work saving you money. Once you program it, the thermostat does the work for you! It can’t get any easier or quicker than this.

Hang drapes, curtains or blankets. Investing in thermal curtains or drapes will make a difference and help insulate rooms. If you are in a pinch and don’t have heavy curtains or drapes, try hanging some extra blankets where the curtains usually go for a quick and easy weatherization boost. If you know it will be sunny, open the curtains during the day to get some extra warmth from the sun.

These are just a few examples of quick and easy weatherization projects that can keep you warm this winter and lower your utility costs. Remember, there are weatherization kits available at retail stores and homemade options that give the same effect. If you have time, try and make your own DIY door snake or drapes. You can also check out reuse stores for storm doors and windows to lower your costs.

Investing a little time and money in your home or apartment will give you a return on your utility bills and comfort. Take the newly freed money and put it somewhere else in your budget towards savings, debt management, or an emergency fund.

What weatherization projects have you done? Share below!

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/quick-and-easy-home-weatherization-projects
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=quick-and-easy-home-weatherization-projects
Loaded Template: single.php